Independent Wealth Management Built on Client Relationships
Guiding clients to the summit of their wealth plans. Wealth is not only one's finances but how your finances are setup to allow you time with those you love.
Hello & Welcome
I am an independent wealth manager specialising in investments and life insurance. My focus is on building trust and relationship with my clients in order to implement a holistic financial plan for them to cover all their needs and get them closer to reaching their goals and objectives. Wealth is not only one's finances but how your finances are setup to allow you time with those you love. I am also fascinated by mountaineering, especially the 8,000-metre peaks, and there are more similarities between climbing and wealth planning than most people expect — which is where the mountains on this site come from. Personal finances can feel like standing at the foot of one, but the best way up is to determine your route and start climbing.
Every Section of the Route, Covered
On an 8,000-metre peak nothing is left to chance: the route, the weather window, the gear and the turnaround time are all decided before the first step. A financial plan works the same way. Give advice and implement solutions after a full financial needs analysis, risk analysis, and wealth plan. Every recommendation is set out in writing and discussed with the clients before anything gets implemented.
Investments
Retirement annuities, tax-free savings, discretionary portfolios and offshore exposure, structured on modern platforms and managed within a model portfolio range.
View Solutions
- ·Tax-Free Savings Accounts (TFSA)
- ·Retirement Annuities
- ·Living & Life Annuities
- ·Endowments
- ·Discretionary Investments
- ·Offshore Investments
- ·Forex
Life & Risk Cover
Your most valuable asset is your ability to earn an income. Life, disability, income protection and critical illness cover, quoted across the market so you see what each insurer offers side by side.
View Solutions
- ·Income Protection — temporary & permanent
- ·Disability Cover
- ·Life Cover
- ·Funeral Cover
- ·Critical Illness Cover
Retirement Planning
Working out what you will need, what you are on track for, and how income is drawn once you retire — including living annuity structuring.
View Solutions
- ·Retirement Annuities
- ·Preservation Funds
- ·Living Annuities
- ·Guaranteed Life Annuities
- ·Two-Pot Retirement Planning
Fiduciary Services
Making sure what you have built passes on the way you intend, with the liquidity in place to settle costs without forcing a sale.
View Solutions
- ·Wills
- ·Trusts
- ·Deceased Estates & Executorship
Business Assurance
Key person, buy-and-sell and contingent liability cover for business owners, structured with the tax and estate duty treatment in mind.
View Solutions
- ·Buy & Sell Assurance
- ·Key Person Cover
- ·Contingent Liability Cover
- ·Business Overheads Protection
Medical Aid & Short-Term
Access to the medical aid and short-term insurance panel through SpringPoint Finance, so the whole picture sits with one adviser.
View Solutions
- ·Medical Aid
- ·Gap Cover
- ·Short-Term Insurance — personal & commercial
Independent Advice, Institutional Support
SpringPoint Finance
I practise under SpringPoint Finance (Pty) Ltd, an authorised Financial Services Provider (FSP 43870) and independent brokerage based in Somerset West. That licence gives me unbiased access to South Africa's leading insurers, investment platforms and medical aid providers — so the recommendation is chosen for you, not for a single product house.
springpointfinance.co.za
Star Investment Partners
Star Investment Partners is SpringPoint Finance's discretionary fund manager. Alongside their own Star fund range, they built a customised set of model portfolios for our clients — the BAM range, named after our holding company, Berkley Asset Management. It means your investment sits inside a professionally managed mandate with a defined risk profile, rather than a collection of funds picked one at a time.
starip.co.za
Verifi
Verifi is an online tool that provides you with an up-to-date overview of all your life insurance and investment policies. It does this by sourcing information from all the major life insurance companies. Verifi is also the CRM system we use to best serve our clients.
verifi.co.za
Five Camps to the Summit
Introduction
A short call to understand what brought you here and what you want to solve. No cost, no obligation.
Discovery
We gather your personal and financial position, including existing policies and investments, and set your goals.
Analysis
A full needs analysis showing where you are covered, where the gaps are, and what is affordable.
Recommendation
Options compared in writing, with the reasoning and the costs set out, and a Record of Advice before implementation.
Review
Ongoing reviews as your life, income and goals change — the plan is meant to move with you.
Our Clients — Climbing Partners
“We now feel very much at ease about our Wealth Plan after our FNA meeting. Thank you for all your effort — you are very thorough and your service is excellent.”
Manie“Excellent, professional, helpful service! Highly recommended.”
Morne“Very glad we started working together, very thorough and excellent service.”
Rene“Very good at Investments, professional service, would recommend reviewing your Wealth Plan with Juan.”
Patrick“I'm very glad I ended up with you — I think you're the best financial planner I've ever had, someone I can walk a path with.”
PretoriusLet's Start by Planning Out Your Route
Every climb starts long before the mountain. A few details is all I need to get started. I will come back to you personally, and we only get into the detail once we have spoken.